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Multifamily Cash-on-Cash & IRR Calculator
Analyze investment returns for multifamily properties with detailed projections
Property Details
Key Returns
Internal Rate of Return (IRR)
22.47%
Equity Multiple
3.55x
Year 1 Cash-on-Cash
6.44%
Investment Summary
Total Investment:$5,400,000
Down Payment:$1,620,000
Loan Amount:$3,780,000
LTV:70%
Year 1 Metrics
NOI:$391,000
DSCR:1.36
Cap Rate:7.24%
Year-by-Year Projections
| Year | GPI | EGI | OpEx | NOI | Debt Service | Cash Flow | DSCR | Loan Balance |
|---|---|---|---|---|---|---|---|---|
| 1 | $780,000 | $741,000 | $350,000 | $391,000 | $286,706 | $104,294 | 1.36 | $3,737,750 |
| 2 | $803,400 | $763,230 | $358,750 | $404,480 | $286,706 | $117,774 | 1.41 | $3,692,670 |
| 3 | $827,502 | $786,127 | $367,719 | $418,408 | $286,706 | $131,702 | 1.46 | $3,644,572 |
| 4 | $852,327 | $809,711 | $376,912 | $432,799 | $286,706 | $146,093 | 1.51 | $3,593,252 |
| 5 | $877,897 | $834,002 | $386,335 | $447,668 | $286,706 | $160,961 | 1.56 | $3,538,495 |
Total Cash Flow
$660,824
Principal Paydown
$241,505
Exit Proceeds
$3,474,963
Total Profit
$4,135,787
Sensitivity Analysis
IRR sensitivity to exit cap rate and annual rent growth changes
| Cap Rate / Rent Growth | 2.00% | 3.00% | 4.00% |
|---|---|---|---|
| 5.00% | 26.45% | 29.97% | 33.23% |
| 6.00% | 18.62% | 22.47% | 26.00% |
| 7.00% | 11.30% | 15.62% | 19.50% |
Important Disclaimer
This calculator provides estimates only and should not be considered financial advice. Actual returns may vary significantly based on market conditions, property performance, financing terms, and other factors. Consult with qualified financial and real estate professionals before making investment decisions.